Loan Application

Loan Application Form


An incomplete form will delay your application and will be returned to you for completion. If you need help to complete the form, please ring us on 0161 430 5808

You will need to send us three months' recent bank statements. If you are including partner's earnings, you will also need to send us three months' bank statements for them if they have a separate bank account.

Please send your documents to us electronically. If they are already in electronic form (e.g. from internet banking), just forward to us at in an email quoting your name in the subject line. If they are in paper form, either scan them or photograph them with your phone and email to the same address.
If you are not already a member, please ALSO fill in a New Member Application

Please remember: As part of our assessment process we will carry out an affordability check. Please DO NOT apply for a loan if you cannot afford to pay

Please tick the box of the loan you are applying for:

Click here to see the interest rates for all of our loan products. Then press the Back button (<) on the Rates page to return to this form.

About You

Residential Details


Contact Details

If possible please provide at least two telephone numbers where you can be contacted

Employment details

If employed or self-employed, please give the following details:


Do not include overtime or bonuses in basic pay. Please use the boxes below basic income for overtime or bonuses

If you are including bonuses or overtime, you must supply a copy of 3 months' payslips and your most recent P60

If you are including partner's income, you must supply 3 month's bank statements for your partner if they have a separate bank account

If you are including your partner's bonuses or overtime, you must supply 3 months' payslips for them and their most recent P60

Pensions and Benefits


If you have only included your own income, fill in your share of these outgoings.
If you have included your partner's income, then fill in the household amount for these outgoings

Other Creditors

We will view information held at Credit Rating Agencies when assessing your application

Please include all credit that you currently have, including Bank Loans, Catalogues, Payday Loans, Credit Cards, Home Lending, Hire Purchase

Lender Who is money owed to?

Balance Today

Repayment Amount (£)

Payment Frequency

Your Credit History

Having a poor credit history does not mean that we will decline your application; each application is treated on its own merits. If applicable, please explain why you got into difficulty in the past and why your situation is now different

How Much Do You Want To Apply For?

How will the loan be paid to you?

Please check this information carefully as we are not responsible for any payments made to an incorrect account if completed incorrectly. Please also note that we cannot make payments to a Post Office Card Account

In accordance with the principles of the Data Protection Act 2018 and GDPR, we will only use your personal information for the purposes of managing your accounts with Stockport Credit Union. Your personal details will be treated confidentially and will only be shared with other agencies for the purpose of credit referencing, debt recovery and fraud prevention.
How we use credit reference and fraud prevention agencies is detailed in the leaflet “A Guide to the use of your personal information by Stockport Credit Union and Credit Reference and Fraud Prevention Agencies". By confirming your agreement to proceed, you are accepting that we may use your information in this way.
Missing payments can have severe consequences and will make obtaining future credit facilities more difficult. Legal proceedings may be brought against you for recovery of the outstanding debt that could lead to us obtaining a county court judgement (CCJ) against you. If a CCJ remains unsatisfied, we may ask the court to apply an attachment to earnings or grant a charging order and then ultimately an order for sale against your home. This may result in you losing your home. We can also apply to the Department of Work and Pensions to have repayments deducted directly from your benefits.
Stockport Credit Union provides savings and loan protection insurance free of charge to members aged under 80 for savings, and under 70 for loans. If you die from an existing medical condition within 6 months of receiving the loan, or if you are aged 70 or over, the insurance policy will not cover your loan. In these circumstances, Stockport Credit Union will take your shares (and any insured sum on my shares) to repay the outstanding loan balance and will claim any remaining loan balance from your estate
Remember: If you are not already a member, please ALSO fill in a New Member Application

Formal Declaration

Please read and TICK the following to show that you agree

Attachment of shares


For any queries about your loan or saving account, please contact:

Stockport Credit Union on 0161 430 5808 or